PYMNTS Same Day ACH Use and Demand Study (November 2017)

Published November 16, 2017

Key takeaways from the study, a NACHA collaboration, include:


  • Over 66 percent of FIs are making same-day ACH funds available.
  • Zero FIs have reported an increase in fraud due to SDA products.
  • For FIs, debit use cases are two times more likely to be important than credit use cases.
  • 50 percent of FIs plan to make SDA debit origination available for account-to-account (A2A) transfers.


For all the latest findings, analysis and trends, please download the report

File Name
Program / Section
Same Day ACH
News Release / Article